Insurance adjusters have many roles and obligations to serve the public and their company. Their main purpose is to investigate, evaluate, and settle insurance claims. There are many different industries an adjuster can work for. They must be knowledgeable in what their specific company insures. The three most popular items an adjuster assesses damage on are homes, automobiles, and office buildings. They usually just specialize in one or the other. Adjuster continuing education keeps adjuster professionals up to date on different laws and regulations that pass in their specific state or in their specific industry. One of the most popular courses is ethics for the adjuster. Ethics is important in every industry but may be one of the most important attributes to a successful adjuster. Another popular course is adjuster case law. It covers all of the rules and regulations an adjuster must abide by. State laws change every so often so it is important to stay up to date on them.
An adjuster has a couple of different options when completing their educational training. They can do it online or in a classroom. Online is typically the preferred method. Online adjuster courses are usually inexpensive and can be completed within a couple of hours. It saves the insurance adjuster time and money. If the agent decides to sit in a classroom they have to listen to an instructor for however many hours the course is worth. So if it is a three credit hour class, the agent will sit for a three hour lecture. The good thing is there is no final exam after the lecture. The agent can just sign an affidavit saying they attended. These classes are still popular today because agents can network with other adjusters and avoid taking any exams.
Every state has different rules and regulations when it comes to insurance adjuster continuing education. Florida for instance requires 24 hours every two years. Florida adjusters also have specific courses they must take depending on what type of license they hold. If you have any questions on what classes to take make sure to contact an approved provider so they can go over exactly what you need to meet your state’s requirements. They will be able to assist you over the phone. An approved provider can also help you choose the correct adjuster continuing education credits you need to fulfill all of your obligations. Make sure to complete all of your adjuster continuing education hours by your compliance deadline to avoid any fines.